Payments and credit cards are ways to buy something. When you buy something, you can pay it in cash, credit, debit, and even checks. People don't really use checks unless it's for a really big payment. Certain things your purchase can should and shouldn't be used on your credit card. Interest rates on credit cards can go from 0% for the first six months then to 26% after the six months. Its important to know how much the interest rate is and how to manage it.
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